Analyze buy‑and‑hold rentals, fix & flip / BRRRR, house hacks, short‑term vs long‑term rentals, 1031 exchanges
and multi‑property portfolios. For education only – not financial, tax or legal advice.
1. Core Property & Financing (Buy & Hold)
Basic numbers used across most scenarios.
2. Fix & Flip / BRRRR Inputs
Uses the same purchase and loan above.
3. Rent‑By‑Room / House Hack Inputs
Uses your buy‑and‑hold payment as the base housing cost.
4. Short‑Term vs Long‑Term Rental Inputs
Base property cost includes loan + operating expenses from section 1.
5. 1031 Exchange Inputs
Very rough estimates only – talk to your CPA / attorney and qualified intermediary for actual 1031 advice.
6. Portfolio – Add Property
Add doors one by one to see portfolio‑level metrics.
Portfolio calculations are as accurate as the numbers you enter – use your own pro formas
or financials where possible.
Buy & Hold Rental Metrics
Loan Amount$0
Total Initial Cash Invested (down + closing + initial repairs)$0
Gross Annual Rent$0
Annual NOI$0
Cap Rate0%
Gross Rent Multiplier (GRM)0.0
Monthly Debt Service$0
Annual Debt Service$0
DSCR (NOI ÷ debt service)0.00
Annual Cash Flow (pre‑tax)$0
Cash‑on‑Cash Return0%
NOI and cap rate are based on your rent, vacancy and operating expense estimates and exclude loan
payments. DSCR and cash‑on‑cash use the loan details you entered.
Fix & Flip / BRRRR Results
Total Holding Costs (loan + other)$0
Total Cash Invested (flip path)$0
Net Sale Proceeds After Costs & Loan Payoff$0
Flip Profit$0
Flip ROI on Cash0%
Profit Margin on ARV0%
Break‑Even ARV (approx.)$0
BRRRR Refi Loan Amount$0
Refi Closing Costs$0
Cash Pulled Out at Refi$0
Cash Left in the Deal$0
Assumes interest‑only during the rehab period for simplicity and no principal paydown before sale/refi.
Rent‑By‑Room / House Hack Result
Base Monthly Housing Cost (loan + op ex)$0
Roommate Rent Collected$0
Owner Extra Costs$0
Net Monthly Payment for Owner$0
Enter rooms and rent per room to see your effective housing cost.
Short‑Term vs Long‑Term Rental
Short‑Term Gross Monthly Income$0
Short‑Term Net Monthly (after all costs)$0
Short‑Term Net Annual$0
Break‑Even STR Occupancy (approx.)0%
Long‑Term Gross Monthly Rent$0
Long‑Term Net Monthly (after all costs)$0
Long‑Term Net Annual$0
Enter nightly rate, occupancy and long‑term rent to compare monthly net income.
This ignores income taxes and assumes your Section 1 loan + expenses apply to both scenarios.
1031 Exchange Targets (Very Rough)
Estimated Selling Costs$0
Estimated Equity Released$0
Minimum Replacement Property Value (rough)$0
Minimum Equity to Reinvest (rough)$0
Many extra rules apply to 1031 exchanges (timelines, like‑kind, boot, debt relief, etc.).
Always get personalized advice from your CPA / attorney / qualified intermediary.
Portfolio Snapshot
Property
Value
NOI (Annual)
Loan
Cap %
LTV %
Monthly CF
No properties added yet. Use the fields on the left to add them.
