Prodigy Residential logo
Prodigy Residential
8889709736
Prodigy Residential logo
Prodigy Residential
8889709736
Prodigy Residential logo
Prodigy Residential
8889709736
Prodigy Residential logo
Prodigy Residential

Calc for Sellers

Seller Net, Timing & Strategy Calculator

Estimate your net proceeds, compare selling now vs later, test a price reduction, weigh renting the home vs selling, and check simple repair/upgrade ROI – all from one dashboard. For education only.

1. Property & Loan Basics

Core numbers used across all scenarios.
Loan payoff is the amount needed to pay off the mortgage today. Annual paydown is a rough estimate of how much principal you pay off each year if you keep the loan.

2. Selling Costs

Used for all net sheets, now and in the future.
Other costs might include staging, minor touch-ups, HOA transfer fees, etc.

3. Timing: Sell Now or Wait?

Compare selling today vs holding the home and selling later.
Monthly carrying cost can include mortgage, taxes, insurance, HOA, and basic utilities while you still own the home.

4. Rent-Out Scenario (Accidental Landlord)

Compare selling vs renting the home for a period, then selling.
Landlord expenses can include mortgage, taxes, insurance, HOA, maintenance, management, and reserves. This scenario assumes you eventually sell at the end of the rent period.

5. Repairs / Upgrades (Optional)

Estimate whether pre-sale improvements might pay off.
These are estimates only. Actual buyer response and appraised value may differ significantly.

Net Proceeds Today & Price Reduction Impact

  • Gross Sale Price (Today) $0
  • Total Selling Costs (commissions, closing, concessions, fixed) $0
  • Loan Payoff (Today) $0
  • Estimated Net Proceeds Today $0
  • Net Proceeds at Proposed Reduced Price $0
  • Change in Net if You Reduce Price $0
This is a simplified seller net sheet. Actual title, escrow, HOA, taxes and payoff amounts will vary.

Sell Now vs Wait

  • Projected Future Sale Price (after wait) $0
  • Projected Future Loan Payoff $0
  • Net Proceeds If You Sell Later (before holding costs) $0
  • Total Estimated Carrying Cost While You Wait $0
  • Net After Holding Costs (Future Sale) $0
  • Difference vs Selling Today $0
Enter a price and years to wait to compare selling now vs later.
This ignores tax impact and investment returns on your net proceeds. Markets can move very differently than your assumptions.

Sell vs Rent-Out (Rent-Then-Sell)

  • Net If You Sell Today $0
  • Total Net Rental Cash Flow Over Rent Period $0
  • Net Proceeds from Selling After Renting $0
  • Total Wealth from Rent-Then-Sell Path $0
  • Difference vs Selling Today $0
Enter rent, expenses and years to compare selling now vs renting first.
Rental cash flow is estimated after vacancy and landlord expenses, before income taxes.

Repair / Upgrade ROI

  • Item 1 ROI —
  • Item 2 ROI —
  • Item 3 ROI —
  • Total Upgrade Cost $0
  • Total Added Value (Your Estimate) $0
  • Net Proceeds If You Do All Upgrades $0
  • Change in Net vs No Upgrades $0
ROI is based on your added-value estimates. Actual appraisal and buyer response can differ. Use this as a conversation starter, not a guarantee.